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Although Labour has long been associated with better rights for renters, it recently showed that it is equally as committed to promoting homeownership. A raft of financial reforms designed to help mortgage borrowers, which will apply across the UK, were announced in July.

The unassailable attractiveness of property as a money-making asset persists. While passive appreciation still exists – that’s when homes gradually increase in value with nothing more than time – homeowners are looking at adding values in other ways.

Despite how morbid it feels, deciding what happens to a property you own when you die is something you need to decide early in the buying process. In fact, you’ll need to tell your solicitor your preferred course of action before you finalise a purchase.